
The capabilities
Eight specialist lines,
one integrated group.
Every arm reports to one centre, so you brief us once. Here is the full map, in depth.
Life Benefits
Retirement funds, risk benefits and health & well-being.
We analyse retirement funds and risk benefits, run comparative quoting and market research when designing benefit structures, and review your life benefits each year for the right risk-benefit balance, so members reach a sustainable income at retirement.
- 01Life Cover
- 02Disability Income
- 03Capital Disability
- 04Dread Disease
- 05Education Benefit
- 06Funeral Cover

Wealth
Independent financial advisory for wealth creation, management and protection.
Tennant Wealth is independent, so advice is not tied to any insurer or asset manager. Our multi-manager approach selects and blends the best managers per asset class, locally and offshore, inside tax-efficient, diversified portfolios.
- ·Balanced & Capital Protection Portfolios
- ·Equity & Interest-Bearing Funds
- ·Cash & Money Market Funds
- ·Endowment Wrappers & Unit Trusts
- ·Living & Life Annuities
- ·Preservation & Retirement Funds

Administration
Registered retirement-fund administration and accounting.
Our administrators run a powerful, fully integrated, in-house-developed administration and accounting system. We submit audited financial statements within deadline, consistently, and the software is used extensively across Africa.
- 01Financial Records, paperless
- 02Communication, reports, app & portal
- 03Investment Administration, Reg 28 tracking
- 04Home Loans, NCR-registered
- 05Monthly Asset & Liability Matching
- 06Payment of Benefits, to SLA deadlines

Human Capital
Harness the worth of your employees.
Tennant Human Capital Solutions lets you outsource a full HR suite or complement what you already have, for small, medium and large businesses, from talent and governance to employee relations and organisational development.
- 01Outsourced HR Partner, on-site
- 02HR Strategy
- 03Governance & compliance
- 04Training, face-to-face & e-learning
- 05Employee Relations
- 06Organisational Development
- 07Psychometric Assessments

Financial Services
Holistic financial management, personalised care.
Tennant Financial Services handles accounting, budgeting, financial statements, cash-flow management, reporting and tax for small, medium and micro enterprises, with full SARS liaison across VAT, PAYE, income tax, dividends and donations tax.
- ·Accounting & Financial Statements
- ·Budgeting & Cash-flow Management
- ·Reporting & Tax Advice
- ·SARS Liaison
- ·Accounting-system Design & Maintenance

Payroll
Simple, affordable, compliant payroll.
Outsourcing payroll diminishes single-person risk and reduces time, effort and cost. We run payroll and HR on one database with employer-specific solutions, self-service, a GL interface and full statutory returns.
- 01Needs analysis
- 02Client-based solution & compliance advice
- 03Detailed costing
- 04Service-level agreement
- 05Input, review & feedback

Academy
SETA-registered supervisory-skills training.
Tennant Academy delivers SETA-registered supervisory-skills training, with the aim of becoming the supplier of choice for soft-skills and industrial-relations training in South Africa.
- ·Supervisory-skills training
- ·Soft-skills development
- ·Industrial-relations training
- ·SETA-registered programmes

International
Pan-African employee benefits for multinationals.
Tennant International is a single-source, multi-country solution for multinationals expanding into Africa, with standardised benefits, harmonised renewal dates, local regulatory compliance and one point of contact for central management and reporting.
- ·Standardised benefits across countries
- ·Harmonised renewal dates
- ·Localised regulatory compliance
- ·Local service & claims administration
- ·Central management & reporting
- ·A single point of contact


The innovation flex
VR health & safety training
In partnership with Next World Enterprises, a virtual-reality platform that trains anyone, anywhere, with a large ready-to-go course library and built-in tracking.
